In the current era of globalization, internet access has become a basic need that must be fulfilled by everyone who has a smartphone, especially during a pandemic when all internet activities are prioritized for health reasons.
So, many are tempted to sell pulses to make a lot of money. Then what are the online payment applications with affordable admin fees?
There are several third-party apps that allow you to pay online and even generate money, but expensive administrative fees hamper users’ careers.
Don’t worry, we’ve put together three online payment apps with lower admin fees than any other app.
1. Griya Bayar (PPOB)
Griya Bayar is one of the newest PPOB services in Indonesia that has partnered with BTN (State Savings Bank), so you don’t need to worry about the security system.
Meanwhile, the notion of Payment Point Internet Banking (PPOB) allows customers to do internet banking without a bank.
The benefits of griya bayar as an online payment application
To use the Griya Bayar application, you must have a reliable internet connection, but Griya Bayar also has the advantage of:
1. There is no registration charge
The biggest benefit of griya bayar is that registration as a user is free of charge, so you don’t need to prepare a penny to register for this application.
2. Be given a chance to build a partnership
Griya bayar also permits individuals to become free partners. Users may then serve as PPOB counters in their region.
3. Deposit reports and system
You may deposit funds into your griya bayar account at any of the major banks in Indonesia, such as Bank BTN, BRI, BNI, BCA, Mandiri, and many more, with only 50,000 rupiah.
4. Customer service
griya Bayar operates 24 hours a day, so users who experience difficulties and want service information can contact customer service online.

Griya bayar offers a variety of services, such as:
- Obtain phone credit
- Purchase an internet data plan.
- Purchase game vouchers.
- Electricity bill payment
- purchase of electricity tokens
- Credit card bill payment
- PDAM bill payment
- Payment of monthly BPJS health fees
- Bank money transfer
- Postpaid credit bill payment
- Motor vehicle installment payments
- Wifi Payment. and many others.
How to become a griya bayar agent: a registration guide
- Download the Griya Bayar app on the play store
- Install, then select registration.
- Fill in the active cellphone number.
- Check the privacy policy, then agree.
- Press the ASK OTP button after receiving it, enter the 6-digit OTP number, then proceed to step 2.
- Complete your name, ID number, and photo of your ID card, then go to the next step.
- Choose a collection agent from CV, Trisari Group, or your local region, if one exists.
- After acquiring the registration code, wait for the username and password by SMS, WhatsApp, or email (according to the registration data).
- You may also contact Customer Service if you have a problem.
Several PPOB-based online payment applications include:
- Agen Pulsa Termurah
- Fastpay
- POB ARINDO
- PPOB Nesia
- PAYFAZZ
- GrabKios
- RAJAPAY
- GOOD PAY
Read also : The Best Ways to Improve Your Credit Score
2. Ngabret Pedia (SMM PANEL)
Apart from being used as an online payment application, Ngabret pedia also offers payment services for use on social media platforms.
So the Ngabret pedia application has become one of the most downloaded applications in recent years.
This application is also very light for Android users and has an attractive design, making it easier for users to access it. Additionally, ngabret pedia has SMM panel.
Therefore, the SMM panel itself functions as a marketing and SEO business that sells social media services.
The advantages of ngabret pedia as an online payment application
In addition to being free to sign up for, ngabret pedia has a number of other benefits that set it apart from other apps.
1. Strengthen branding
A company’s brand is its most crucial asset since it has the greatest potential to increase earnings. However, this is obtained through either quality or quantity.
Using ngabret pedia’s SMM panel, you can attract more people to follow your social media brand, which may in effect build customer trust.
2. Building reputation
Some of the people who use a site often have to take the business โ reputation into account, therefore it’s crucial that you do all you can to shape a positive one.
Besides that, quality, innovative, and economical commentary services from Ngabret Pedia can improve your business reputation as well as positive client feedback.
3. Covering much social media
Ngabret pedia can provide an advantage over other online payment applications because it has access to almost all social media sites such as Instagram, Facebook, Youtube, Twitter, Telegram, Tiktok, Pinterest, and many others.

Ngabret pedia offers a variety of services, such as:
- Obtain phone credit
- Purchase an internet service.
- purchase of electricity tokens
- Purchase credit vouchers and games
- Purchase Facebook followers, likes, friends, and group members.
- Purchase Instagram likes, views, and comments.
- Purchase subscribers, likes, views, comments, and the number of views on YouTube.
- Purchase Tiktok followers, likes, views, comments, and shares.
Guide to registering accounts at the SMM panel ngabret pedia
- Download the Ngabret Pedia application from the play store.
- Fill in personal data such as name, username, email, and others.
- Use an active mobile number.
- If so, click the register button.
Several other SMM panels:
- RCS Panel
- Dunia Sosmed
- Agoes Sosmed
- Targetesmm.com
- SocialArmy
- Yamina
- Rapala Pedia
- Aamarfollow.com
Related: B2B Marketing Strategy Framework for Startups
3. Mitra Shopee (Market Pleace)
When it comes to online marketplaces, Shopee Marketplace has quickly become a top contender.
Because this platform is located after Tokopedia and is now the second largest e-commerce platform in Indonesia. It’s no surprise that Shopee has so many deals available.
Besides that, there are One good news story is that Shopee has launched a free partnership for its users.
Therefore, being a Shopee partner is a great opportunity for those of you who are interested in making money online.
One of the reasons we recommend Marketplace as a low-cost, user-friendly online payment service is because of the sheer amount of current deals it provides.
The advantage of shopee as an online payment application
The reason for the increasing number of Shopee visitors today is because of the many additions to Shopee features that make it easier for users to continue accessing them.
So that this convenience has a positive impact on users who take advantage of partnerships at Shopee.
The following are the Shopee benefits that may be obtained via partnerships:
1. Best prices and promos
Whenever you compare the benefits and discounts you get as a Shopee partner to those of other marketplaces, you will find that they are far more generous.
2. Easy & safe transaction
With sophisticated security, Shopee already has Tier 4 in Indonesia, and in order to maintain the security of user data privacy, Shopee has increased its security by following international security standards from ISO 27001.
On the other hand, a clean and intuitive design that adapts to the size of your screen makes it easy to use.
3. Free admin fee
Unlike other platforms, joining a Shopee partner not only entitles you to huge discounts, but also enables you to conduct any transaction without paying administrative expenses if you pay using ShopeePay.

The type of service you get as a shopee partner
- Obtain phone credit
- Purchase an internet service.
- Game voucher purchase
- purchase of electricity tokens
- Payment of the PLN electricity bill
- Purchase train tickets in Indonesia
- BPJS bill payment
- PDAM bill payment
- Postpaid
Registration guide as a shopee partner
- Download the Shopee Partner App from the Google Play Store.
- Log in and complete the data if you already have a Shopee account.
- If you don’t have one, select register.
- Enter an active mobile number to verify.
- Enter the OTP code that was sent to you via SMS.
- Enter your username and password.
- Verify your identity by uploading a photo of your ID card.
- Complete bank information
- Congratulations! You have become a Shopify partner.
Several marketplace partners based on other online payment applications
- Mitra Bukalapak
- Mitra Tokopedia
- Mitra Linkaja
- Mitra Kita beli
Conclusion
Lastly, from the results of our research, which we tested directly, here are some online payment applications with low admin fees that you can use.
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